Last updated: April 2026 — Callum Forsythe, Cc4a
By accessing or using the cc4a.net.nz website ("the Website"), you agree to be bound by these Terms of Use and our Privacy Policy, which is incorporated herein by reference. If you do not agree to these terms, you should not use the Website.
The content on the cc4a.net.nz website is provided for informational purposes only and is not intended to be a comprehensive or detailed statement concerning the matters addressed. The information presented is not financial, legal, or professional advice, and should not be treated as such. We recommend that you seek appropriate professional advice before making any decisions related to the content on this Website.
The cc4a.net.nz website and its owner, Callum Forsythe, are not responsible for any losses, damages, or injuries that may result from the use of the information provided on the Website. We make no representations or warranties, express or implied, about the completeness, accuracy, reliability, suitability, or availability of the information, products, services, or related graphics contained on the Website for any purpose. Any reliance you place on such information is therefore strictly at your own risk.
The cc4a.net.nz website is intended for adults aged 18 and over. By accessing the Website, you represent and warrant that you are at least 18 years of age. If you are under the age of 18, you are not permitted to use the Website.
The content, design, and all intellectual property rights in the cc4a.net.nz website are owned by Callum Forsythe and are protected by copyright, trademark, and other intellectual property laws. You may not modify, copy, distribute, transmit, display, reproduce, or create derivative works from the Website without the prior written consent of Callum Forsythe.
These Terms of Use and your use of the cc4a.net.nz website shall be governed by and construed in accordance with the laws of New Zealand, without giving effect to any principles of conflicts of law.
The content on the cc4a.net.nz website is for informational purposes only and is not intended to be a substitute for professional financial, legal, or other advice. The information presented on this Website is not intended to be relied upon as the basis for any decision or action. Callum Forsythe, the owner and content author of cc4a.net.nz, is not a licensed financial advisor, attorney, or other professional, and the information provided on the Website should not be treated as such.
If you require professional advice or services, please consult a qualified and licensed professional in the relevant field. The cc4a.net.nz website and its owner, Callum Forsythe, do not accept any responsibility or liability for any losses, damages, or injuries that may result from the use of the information provided on this Website.